Have questions?

Call us at (855) 764-7501

Have questions?Give us a call at (855) 764-7501
$28.00/mo
Get Covered
Coverage from $28.00/mo
Two freelancers smiling in a café

Protect your smile.
Keep your freedom.

Finally, a dental plan designed for the way you work.

From $0.93/day, no surprise costs
No employer needed
Choose any dentist
Instant coverage, no waiting period
Get Covered
Chubb logoUnderwritten by ACE American Insurance Company, a Chubb company
Why Smirk

Coverage designed for the way you work.

Easy, convenient and totally personal.

Total Flexibility

Dental coverage for individuals and families with no employer required.

Zero Surprises

Clear, upfront pricing for every treatment. No surprise bills.

Personal Concierge

A private concierge dedicated to your personal care.

The coverage you actually need.

Smirk covers everything on this list up to a total of $750 per year.

Cleanings

Two professional cleanings per year to keep your smile healthy.

100% Covered

Checkups

Regular exams and X-rays to catch issues early.

100% Covered

Cavity Repair

Tooth-colored fillings to restore and protect your tooth.

50% Covered

Lost Fillings or Crowns

Quick repairs for missing fillings or damaged crowns.

50% Covered

Tooth Pain

Fast relief for minor toothaches or gum discomfort.

50% Covered

Cracked or Broken Teeth

Treatment for chips, fractures, or significant tooth damage.

20% Covered

Tooth Extractions

Gentle removal when a tooth cannot be saved.

20% Covered

Wisdom Teeth

Specialized care for wisdom tooth pain or complications.

20% Covered

Over 200 clinics in

Smirk partners with a nationwide network of trusted dentists, so you can easily find quality care near you. Prefer your own dentist? You can still see them.

Freelancers Union Exclusive

Win Spurs Game Tickets

The first 5 members who get covered and book a dentist appointment through Smirk will receive tickets to a Spurs game in San Antonio.

Get Covered

Limited to the first 5 booked appointments.

Win Spurs Game Tickets

Real people. Real care.

Dental benefits that actually work for how you live your life.

I've never had dental coverage feel this easy. Smirk helped me find a dentist I actually like, showed me what things would cost before my appointment, and let me book care without judgment or confusion. I finally feel in control and that confidence alone is worth it.

Maya R.

Maya R.

Freelance designer, Texas

I work variable hours, so traditional benefits never really worked for me. With Smirk, I got valuable dental coverage, access to a high-quality care network, and zero cost surprises. Everything is clear, portable, and built for how I live my life, without all the paperwork.

James L.

James L.

Independent contractor, Pennsylvania

Ready for benefits you'll actually use?

Smirk makes dental care simple, clear, and affordable for the self-employed.

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Privacy Center

Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. Insurance is provided by Federal Insurance Company, ACE American Insurance Company and their U.S.-based Chubb underwriting company affiliates. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Chubb, P.O. Box 1600, Whitehouse Station, NJ 08889-1600. Underwritten by: Federal Insurance Company and ACE American Insurance Company.

Smirk Health Agency (National Producer #21454145) is a licensed insurance agency, licensed to sell insurance in all required states. We are not an insurance carrier. Plans and benefits vary by state and carrier. This is a solicitation for insurance. By providing your contact information, you agree that a licensed agent may contact you. Coverage is subject to the terms, limitations, and exclusions of the policy. State license numbers available upon request.