Protect your smile. Keep your freedom.

Dental insurance starting at $1.58/day. 
Thousands of dentists in-network.

Young people dancing and celebrating with colorful confetti indoors.

Fixing what traditional insurance gets wrong about independent work.

Covers the essentials you actually need: cleanings, exams, fillings, X-rays, and help with the unexpected. Preventive care is covered at 100% when you visit an in-network dentist.

No employer needed.

Dental insurance built for 
1099s, not W-2s.

Benefits move
 with you.

Portable coverage you
keep from gig to gig.

A lot less
life admin.

AileneTM schedules 
appointments for you.

Freelancers Union Exclusive

Win SXSW 2026 Tickets

The first 5 members who get covered and book a dentist appointment through Smirk will receive tickets to SXSW 2026 in Austin.

Limited to the first 5 booked appointments.
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Pick your plan. Smiles covered. 
Confidence guaranteed.

Transparent pricing. No surprises. Just cost-effective dental insurance built for independent workers.

Bright Start
From
$1.58/day
or $47.37/month
Your no-stress starter. Cost-effective entry-level protection that covers the basics and keeps preventive care free and easy.

Perfect if you want cleanings, checkups, and a safety net for the unexpected.
$2000 annual maximum for benefits
Steady Smile
From
$1.74/day
or $52.29/month
The life happens plan. More coverage when you need it, plus stronger benefits as you stick with us.

Best for families and anyone who wants dependable coverage that grows with you.
$3000 annual maximum for benefits
Full Beam
From
$1.92/day
or $52.29/month
All-in smile suite. For people who want no-worries protection, especially if major work might be on the horizon.

Peace of mind if you want predictable protection for specialty care or frequent visits.
$5000 annual maximum for benefits
All plans include:
Preventive Services covered at 100%
Basic Services covered at 50% in Year 1 and increases to 80% in Year 2
Major Services covered at 20% in Year 1 and increase to 50% in Year 2
No waiting periods to use your benefits once you’re effective
$50 Deductible per person
Plans may not be available in all states.

Your coverage moves with you from gig to gig and job to job.

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Woman with curly hair and freckles focused on a computer screen, wearing a beige blazer.

Your Smirk Wallet keeps your benefits organized, portable, and ready whenever you need care — no matter how often your work changes.

Healthcare guidance that’s as unique as you.

Your personal care concierge helps you navigate your benefits in plain language. No jargon. No guessing. Just clarity.
Ask simple questions: “Book a dentist appt.”
Get clear next steps
Find in-network care
Understand costs
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FAQs

Simple answers about your coverage.

What does my plan cover?

We’ve made it simple: your plan is built around three tiers of care. No surprises, no fine print.

Preventive: cleanings, checkups, fluoride, and X-rays.
Basic: fillings, pain relief, and teledentistry.
Major: crowns, bridges, dentures, implants, root canals, gum treatment, oral surgery, and prosthetic maintenance.

Is preventive care covered at 100%?

Yes! Cleanings, exams, fluoride, and X-rays are covered at 100% of the contracted fee schedule when you visit an in-network provider — so you get the most savings on your care.

How many cleanings are covered per year?

Two routine cleanings every 12 months are fully covered. If you need periodontal cleanings after treatment, they’re covered every 3 months — just not more than two total cleanings in a year.

How much does each plan cost?

Preventive care like cleanings and exams, is covered at 100%. Basic and major dental services are also covered, with generous annual benefit limits, starting at $2,000.

Bright Start: From $1.58/day, $47.37/month


Steady Smile: From $1.74/day, $52.29/month

Full Beam: From $1.92/day, $57.73/month

Am I eligible to enroll right now?

Yes, Smirk enrollment is open year-round.

When does coverage start?

Coverage starts when your premium is paid.

Do I have to wait before I can use the plan?

Once your coverage starts you can use your benefits immediately - there are no waiting periods.

Can I get coverage just for myself, or for my family too?

Yes, individual and family coverage options are available.

What states are these plans available in?

Texas, Pennsylvania, Illinois, Minnesota, and Nebraska.

Are family members covered at the same benefit levels?

Yes.

Is orthodontics covered?

No.