Hassle-free, next-gen health benefits that put people first.
Smirk makes next-gen benefits simple to launch and effortless to manage — with rolling enrollment, low admin lift, and AI-driven insights that help you attract and retain talent. Cover gig, part-time, retiree, seasonal, and in-between eligibility periods in one place without adding complexity.
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Underwritten and insured by
A smarter way to offer health benefits to an important and growing segment of your workforce.
Unlock access to affordable, personalized coverage for part-time, gig, gap, seasonal, and retiree workers — without ballooning costs or extra HR lift.
Launch benefits in weeks, not months. Rolling enrollment and AI automation keep setup effortless — so you can offer coverage to every growing workforce segment without the hassle.
Set your contribution levels, track spend in real time, and use AI-driven insights to predict trends before they hit your bottom line. Smarter decisions, steadier budgets, no surprises.
Flexible, worker-friendly coverage makes your organization more attractive to part-time, gig, seasonal, retiree, and gap-period workers — helping you retain talent longer and attract new hires faster, with AI-powered personalization driving engagement every step of the way.
A single platform for health benefits—dental now, medical coming soon—easily integrated with your existing HCM system through API. Less chaos. More control.
Lower costs. Happier teams. Stronger retention.
Smirk makes next-gen benefits simple to launch and effortless to manage — with rolling enrollment, low admin lift, and AI-driven insights that help you attract and retain talent. Cover gig, part-time, retiree, seasonal, and in-between eligibility periods in one place without adding complexity.
Underwritten and insured with Chubb, covering cleanings to major care through a national network, managed inside the Smirk Wallet.
Portable, budget-friendly plans that cover everything from preventive care to specialty visits — with Ailene™, your AI concierge, guiding you every step of the way.
Expand health benefits. Strengthen retention.
Smirk gives employers a turnkey way to unlock affordable, portable coverage for non-traditional workers — part-time, 1099, gig, gap periods and seasonal — without friction. AI-powered insights help reduce spend, boost retention and acquisition, and free HR from admin work.
Backed by innovative CHROs shaping the future.
“The gig economy drives today’s workforce, yet workers’ benefit needs remain unmet. Smirk fills the gap with tailored, AI-guided, transparent solutions—next-gen benefits for the next-gen workforce.”
“Companies with large numbers of part-time and seasonal employees are consistently searching for solutions to attract the best quality candidates and extend their tenure with the company. Winning demands solutions that are simple to use and easy to deploy. Smirk’s unique platform and portable benefits offering provide employees real value while reducing administrative lift for the business. This drives both efficiency and strengthens workforce stability.”
“Today’s workforce expects flexibility, transparency, and value. Smirk’s AI-powered wallet delivers personalized choices for employees and actionable insights for employers—a modern solution for Total Rewards.”
“After leading HR across 100+ markets, it’s clear that portable, personalized benefits are no longer optional—they’re essential for attracting and retaining today’s workforce. Smirk’s infrastructure gives CHROs the tools to help them win the talent war.”
“As a Board Director, former CHRO, and CPA, I assess solutions through strategic, human capital, and financial lenses. Smirk delivers measurable ROI while solving one of corporate America’s biggest challenges, supporting today’s dynamic workforce.”
“Across my career, I’ve seen how hourly and part-time employees are too often left with benefits systems that don’t meet their needs, and how providers struggle to deliver quality care inside those same constraints. That’s why I’m excited about an unmatched solution that makes access and understanding simple, helps providers schedule and deliver care with ease, and builds highly cost-effective benefits while raising the quality of care. When we design with people in mind and focus on clarity and value, everyone wins.”
“Smirk Health’s AI-powered platform delivers portable benefits to gig workers, part-time employees, and the underemployed, helping employers reduce costs while extending coverage to workforce populations essential for growth and retention.”
As a former CHRO with a strength in employee Total Rewards I encountered many underserved team members that were key to our growth and success who were not eligible for company benefits. Smirk provides the solution. Whether the team member is a Contractor, GIG Employee, Part Time or a Retiree Smirk is there to support them in their health and welfare needs that they can take with them!
“Getting every American health coverage that is affordable is an undeniable goal. Smirk is achieving this goal for those workers left out of health insurance because of employment and income. Smirk is filling a critical void in our current health care system and has the potential to help millions of uninsured Americans. What a noble and important goal.”
“My excitement to help Smirk Health resides with helping people struggling with the affordability and quality of health and dental care.”
“Smirk gives organizations a strategic edge by offering comprehensive benefits for part-time staff, meeting employee demand while easing the admin burden of traditional plans.”
“Today’s diverse, fluid workforce demands benefits that keep pace. Smirk delivers inclusive, portable, forward-looking solutions that align with how people live and work—giving organizations a true competitive edge.”
“Today’s organizations with sizable hourly and part-time employees are seeking benefits that are affordable and easy to communicate. Smirk's benefits programs can fill that need while offering portability to the employees. As workforces continue to evolve, offering contemporary and practical new benefits solutions will further differentiate your value proposition.”
“Health is our most valuable asset, and Smirk makes it accessible, flexible, and portable. For companies focused on retention and long-term value, Smirk aligns worker wellbeing with enterprise performance.”
“While health care and drug costs continue to skyrocket - employee benefits have not evolved. Simultaneously gig work and part-time work has become more the norm than the exception. Smirk is creating a novel platform to create affordable solutions for employers and employees. I am excited to partner with Felix and his team to help lower costs and improve outcomes for workers and their employers.”
“As work shifts toward independent and gig-based models, traditional employer-sponsored benefits are becoming obsolete. Companies are moving to flexible, packaged platforms that match how people work today. Smirk leads this shift with a scalable, AI-driven platform that delivers choice, portability, and affordability—redefining access and value for the modern workforce.”
AI that guides your people, data that empowers you.
A single platform for health benefits—dental now, medical coming soon—easily integrated with your existing HCM system through API.
Less chaos. More control.
Coverage recommendations, personalized by AI, boost employee satisfaction and confidence — driving stronger adoption and smarter spend.
AI-powered scheduling that removes friction for employees, keeps care on track, and drives higher engagement and utilization.
Real-time cost clarity and smart insurance that builds trust, prevents surprise bills, and helps employers control overall spend.
AI-powered insights on engagement, utilization, and ROI — giving employers the clarity to optimize benefits strategy in real time.
One wallet.
Complete Portability.
The Smirk Wallet™ moves with employees from job to job, giving them real agency and a single place to manage coverage, payments, and care. Powered by AI, it delivers real-time insights that help employers track spend, measure impact, and optimize strategy — without adding administrative burden. One simple, trusted benefits experience that works for everyone.
Attract and retain talent
In high-turnover markets, benefits can make or break retention. Smirk helps you stand out with next-gen, AI-powered benefits that meet the needs of gig, part-time, seasonal, and gap-period workers — giving your organization a clear edge in competitive labor markets.
Launch and scale easily
Roll out benefits to thousands with rolling enrollment, flexible cohort management, and minimal HR lift — making it easy to grow without adding complexity.
Clear costs, visible ROI
Transparent pricing and consolidated delivery keep budgets predictable while showing measurable impact.
Healthier teams, stronger business
Continuous access to care — including during gap periods — boosts workforce stability, productivity, and retention. When employees stay covered, employers become the place they want to stay.
Industries where Smirk delivers measurable impact.
From hourly teams to retiree groups, no matter what industry, Smirk’s Health Benefits System helps employers control spend and keep talent. Ideal for:
Easy setup, clear proof, smarter spend.
Identify and activate part-time, gig, seasonal, retiree and gap-period segments with ease. Smirk adapts to how your workforce actually works.
Rolling enrollment with minimal HR lift, maximum flexibility and a smooth employee experience.
AI-powered dashboards track participation, churn, and spend in real time — giving you measurable ROI and insights to share with leadership.
The hassle-free way to next-gen healthcare benefits.
Lead the new era of workforce benefits.
Traditional benefits weren’t built for today’s workforce. Smirk fuses insurance, AI, and hands-on guidance into one simple system — cutting admin time for employers and giving employees flexible, personalized coverage and clarity.